The founding WAICU Life & Disability group plan broker, Zimdars Company, is transitioning this program to M3 Insurance. M3 is a top-ranked broker in America based in Wisconsin and offers a wide range of products and services.

• The WAICU-members-only Group Life and Disability Insurance Program will continue with The Standard Insurance Company. Premium rates are based on the Program’s claims experience, which has been very favorable. As a result, there have been five rate decreases over the past 31 years, with no rate increases. The most recent rate guarantee now applies from January 1, 2023, through December 31, 2025. We invite you to have Zimdars run a comparison for your employees’ current benefits to see if this program is right for your institution.
• M3 provides comprehensive services in employee education communications and hands-on support for employment compliance, including in-person compliance reviews.
• WAICU and M3 will be exploring more ancillary employee benefits to offer WAICU members. Let us know what you would like to see!

For more information, email Jennifer deHart, WAICU chief operating officer.