Long Term Care Insurance

This program is available to WAICU members through WAICU’s partnership with The Coalition for College Cost Savings. 

The Voluntary Benefits Shop, The Coalition’s endorsed broker, has specialized in providing Long Term Care insurance solutions to private, non-profit, higher education. The LTC provides Life Insurance with Long Term Care, a unique and attractive combination that gives employees freedom and flexibility to cover two critical needs with one policy.   

Features include: 

• Utilizes Life Insurance with a LTC rider which eliminates the “use it or lose it” drawback of a traditional LTC product. 

• Completely voluntary program for employees ages 18-80. Full-time and part-time/adjuncts working 20+ hours per week are eligible. 

• True Guarantee Issue with benefit up to $175,000 for employees ages 18-70. (Simplified Issue for ages 71-80). 

• Can be set up as direct billing or payroll deduction. 

• Easy turnkey enrollment – driven towards online employee assisted enrollment – no agent pressure. 

To contact WAICU about the program, email collaboration.info@waicu.org.